Insurance

Claims handled faster.
Compliance built in.

Insurance contact centers face surging call volumes, 50-state compliance complexity, and policyholders who need answers fast. Unbound gives your agents the intelligence to deliver on every call — and the infrastructure to scale through any storm.

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Insurance CX breaks down when stakes are highest

When a storm knocks out power or a car gets totaled, policyholders pick up the phone. That's the moment your contact center either earns loyalty or loses it permanently.

State-Level Compliance Complexity

Insurance regulations vary by state — licensing requirements, disclosure rules, and claims handling mandates differ across all 50. Disconnected systems make consistent compliance nearly impossible.

High-Volume Claims Calls

Major weather events and catastrophes can spike call volume 10x overnight. Legacy contact center infrastructure buckles under the surge, leaving policyholders on hold when they need help most.

Fraud Detection Gaps

Fraudulent claims cost the U.S. insurance industry $80 billion annually. When your claims system and contact center don't share data, agents can't spot patterns that signal fraud in real time.

Slow Policy Lookup

Agents navigate multiple systems to pull policy details, coverage limits, and prior claims — adding minutes to every interaction and frustrating policyholders who just want a straight answer.

Omnichannel Fragmentation

Claimants file via app, follow up by phone, and check status by email. Without a unified thread, every touchpoint feels like starting over — eroding trust at the moments that matter most.

One platform for every
claims moment.

Unbound unifies claims data, policy systems, compliance controls, and AI agent assist into a single platform. Your agents have everything they need — before the first word is spoken.

Compliance-Ready Architecture

Immutable call recordings, role-based access controls, and audit trails that meet state insurance department requirements. Compliance baked in — not bolted on.

AI-Powered Fraud Detection

Behavioral analytics and cross-call pattern recognition flag anomalies in real time. Agents receive fraud risk scores during the call, enabling faster escalation and documentation.

Agent Assist for Policy Lookup

Coverage details, deductibles, claims history, and policy documents surface automatically the moment a call connects. Agents answer questions in seconds, not minutes.

Elastic Capacity for CAT Events

Cloud-native auto-scaling absorbs catastrophic event spikes without manual provisioning. Deploy virtual agents to handle status inquiries and triage while live agents handle complex claims.

Omnichannel Claims Journey

FNOL via app, follow-up by phone, status via SMS — all in one continuous thread. Claimants never repeat themselves across channels, and agents see the full interaction history.

Intelligent Routing by Claim Type

Route auto, home, life, and commercial claims to the right specialist automatically. Severity scoring ensures total-loss claims and liability cases skip the queue and reach experienced adjusters.

40%
Reduction in average handle time
3x
Faster policy lookup with agent assist
99.99%
Uptime during CAT event spikes
60%
More fraud flags caught at first contact

Built for every insurance line

Property & Casualty

Auto-scale for CAT events, route claims by severity and coverage type, and give adjusters a single screen with policy details, prior claims, and real-time fraud signals — all without switching systems.

Life & Health

Sensitive claim types require specialized routing and compliance-first recording. Unbound ensures benefit inquiries, claims status calls, and appeals land with the right agent and leave a complete audit trail.

Commercial Lines

Complex commercial claims involve multiple stakeholders, extended timelines, and large exposures. Unified communication threads keep brokers, adjusters, and clients aligned without phone tag or lost context.

UNBOUND

Ready when your
policyholders need you most.

See how Unbound helps insurance carriers handle more claims, meet compliance requirements, and deliver the service experience that builds lifetime loyalty.

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